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Market snapshot

Bank & insurance in 3060 Espergærde

58Worth a closer look Medium confidence Postcode · 12,757 residents
Postcode only Within 3 km Within 10 km Within 25 km Within 20 km

There are 8 active businesses in the category “Bank & insurance” in 3060 Espergærde - 6.3 per 10,000 residents.

That is more than similar-sized areas (median 3.6 per 10,000). With the typical density you would expect about 5.

In the last 3 years 3 opened and 0 closed (net +3).

The population is 12,757 and has grown 8.0% over 5 years.

Some signals point to room for a new business.

Active now
8
+2 vs 12 months ago
Per 10,000 residents
6.3
similar areas: 3.6 · DK: 4.1
Opened / closed (3 yrs)
3 / 0
last 12 months: 2 / 0
Population
12,757
5-year change: +8.0%

Active businesses over time

3060 Espergærde
05102014Q2 16Q3 18Q4 202023Q2 25Bank & insurance

Openings and closures per year

012Opened 2017: 1Closed 2017: 02017Opened 2018: 0Closed 2018: 22018Opened 2019: 0Closed 2019: 12019Opened 2020: 0Closed 2020: 02020Opened 2021: 1Closed 2021: 02021Opened 2022: 2Closed 2022: 12022Opened 2023: 0Closed 2023: 02023Opened 2024: 1Closed 2024: 02024Opened 2025: 1Closed 2025: 02025Opened 2026: 1Closed 2026: 02026
OpenedClosed

Why this score (58/100)

Room in the market12
Population growth87
Momentum98
Survival80
Financial trend50

50 = average. The score compares this area with others of the same type and size. How it's calculated

Financials – Hele Danmark

No annual reports for this category here yet.

Only companies (ApS/A/S) publish accounts - sole proprietorships don't. Small companies usually report gross profit, not revenue.

Deeper numbers

Survival, trouble signs, competition and people for bank & insurance in 3060 Espergærde.

Survival

Too few businesses started here to calculate survival.

Trouble signs

Closed within 2 years of opening (last 12 months)0
Companies with negative equity23% · Denmark: 23%
Losses two years in a row15% · Denmark: 15%

Equity and losses from annual reports 2025 (Hele Danmark).

Financial health

Made a loss29% · Denmark: 29%
Median equity ratio49% · Denmark: 49%
Gross profit per employeeDKK 770k · Denmark: DKK 770k
Staff costs per employeeDKK 652k · Denmark: DKK 652k

Medians of companies that filed annual reports for 2025 (Hele Danmark) - 339 companies.

Competition

Run by chains (3+ places)0% · Denmark: 39%

No company runs more than one place of business here, an independent market.

New and established

Openings per 10,000 residents (12 months)1.57 · Denmark: 0.86
Average age of active businesses6.2 yrs · Denmark: 11.1
Younger than 2 years25% · Denmark: 30%
Older than 10 years25% · Denmark: 34%

A typical mix of new and established businesses.

Moving in and out

Moved here (3 years)0 · 12 months: 0
Moved away (3 years)0 · 12 months: 0
Net0

A move is a place of business closing and the same company opening one in another area within 90 days. Chains are left out.

Jobs – Hele Danmark

02,0004,0006,00020172019202120232025Employees

Average number of employees reported in the annual reports of companies that file accounts, sole proprietorships are not included.

Map

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Each dot is a place of business at its registered address. Click a dot to see the company.

Existing businesses (8)

NameAddressSinceEmployees

Enkeltmandsvirksomhed
Helgavej 24, 3060 Espergærde 2026 –

Anpartsselskab
Ny Strandvej 20, 3060 Espergærde 2025 –

Personligt ejet Mindre Virksomhed
Topasvej 4, 3060 Espergærde 2024 –

Enkeltmandsvirksomhed
Jernbane Alle 21A, 3060 Espergærde 2022 –

Personligt ejet Mindre Virksomhed
Rugmarken 63 1. th, 3060 Espergærde 2021 –

Anpartsselskab
Tibberup Vænge 2, 3060 Espergærde 2017 –

Enkeltmandsvirksomhed
Krogen 6, 3060 Espergærde 2013 –

Enkeltmandsvirksomhed
Gl Tibberupvej 18B, 3060 Espergærde 2012 –

Recently opened


Helgavej 24, 3060 Espergærde
Jun 2026

Ny Strandvej 20, 3060 Espergærde
Dec 2025

Recently closed

None in the last 2 years.

Comparable areas

Same type of area, similar population.

AreaResidentsActivePer 10kScore
7120 Vejle Øst12,72632.477
9530 Støvring12,72353.945
7620 Lemvig12,81143.134
2765 Smørum12,55400.074
5750 Ringe12,98632.353
9240 Nibe12,52321.667

Other areas nearby

Ranked by opportunity score for bank & insurance.

AreaActivePer 10kScore
Ishøj Kommune Municipality62.468
Skanderborg Kommune Municipality274.167
Silkeborg Kommune Municipality282.767
Holbæk Kommune Municipality233.166
Horsens Kommune Municipality303.066
Greve Kommune Municipality244.466
Fredensborg Kommune Municipality112.665
Høje-Taastrup Kommune Municipality294.864

Population of Espergærde

Statistics Denmark
11k12k12k13k13k201120142017202020232026Residents

Who lives here

Statistics Denmark · 2026
Children 0-14 19%
Young 15-24 11%
Adults 25-44 19%
Adults 45-64 28%
Seniors 65-79 15%
80 and older 8%

The line marks the Danish average.

Average age43.1 yrs · Denmark: 42.7

Counts are places of business (production units) registered in CVR with a main branche code in this category. Businesses are placed by their registered address; trades like electricians often work across a wider area, use the radius view. Statistics updated 01.10.2026.