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Market snapshot

Bank & insurance in Horsens Kommune

66Worth a closer look High confidence Municipality · 98,999 residents
Municipality only Within 3 km Within 10 km Within 25 km Within 20 km

There are 30 active businesses in the category “Bank & insurance” in Horsens Kommune - 3.0 per 10,000 residents.

That is fewer than similar-sized areas (median 4.1 per 10,000). With the typical density you would expect about 40.

In the last 3 years 20 opened and 14 closed (net +6).

The population is 98,999 and has grown 6.3% over 5 years.

Some signals point to room for a new business.

Active now
30
+0 vs 12 months ago
Per 10,000 residents
3.0
similar areas: 4.1 · DK: 4.1
Opened / closed (3 yrs)
20 / 14
last 12 months: 9 / 9
Population
98,999
5-year change: +6.3%

Active businesses over time

Horsens Kommune
01020302014Q2 16Q3 18Q4 202023Q2 25Bank & insurance

Openings and closures per year

0510Opened 2017: 1Closed 2017: 22017Opened 2018: 3Closed 2018: 12018Opened 2019: 3Closed 2019: 22019Opened 2020: 4Closed 2020: 12020Opened 2021: 4Closed 2021: 42021Opened 2022: 1Closed 2022: 22022Opened 2023: 3Closed 2023: 52023Opened 2024: 4Closed 2024: 12024Opened 2025: 10Closed 2025: 82025Opened 2026: 5Closed 2026: 32026
OpenedClosed

Why this score (66/100)

Room in the market63
Population growth86
Momentum87
Survival27
Financial trend50

50 = average. The score compares this area with others of the same type and size. How it's calculated

Financials

Median gross profit
DKK 552k
4 companies filed
Profitable
50%
of filing companies
01.0m2.0m3.0m20172019202120232025Horsens KommuneDenmark
Horsens KommuneDenmark

Only companies (ApS/A/S) publish accounts - sole proprietorships don't. Small companies usually report gross profit, not revenue.

Deeper numbers

Survival, trouble signs, competition and people for bank & insurance in Horsens Kommune.

Survival

Still open after 1 year83% · Denmark: 78%
Still open after 3 years41% · Denmark: 58%
Still open after 5 years29% · Denmark: 47%

Businesses that closed in the last 10 years were open for 7.0 years on average. · Denmark: 10.0

Share of businesses started in the 10 years before each mark that were still open after 1, 3 and 5 years.

Trouble signs

Closed within 2 years of opening (last 12 months)3 · 33% of all closures
Companies with negative equity50% · Denmark: 23%

Equity and losses from annual reports 2025.

Financial health

Made a loss50% · Denmark: 29%
Median equity ratio-71% · Denmark: 49%

Medians of companies that filed annual reports for 2025 - 4 companies.

Competition

Run by chains (3+ places)53% · Denmark: 39%
Share of the 3 largest operators23% · 26 owners
3 places
2 places
2 places

New and established

Openings per 10,000 residents (12 months)0.91 · Denmark: 0.86
Average age of active businesses11.7 yrs · Denmark: 11.1
Younger than 2 years47% · Denmark: 30%
Older than 10 years33% · Denmark: 34%

A young market: many recent start-ups, dynamic, but less proven.

Moving in and out

Moved here (3 years)0 · 12 months: 0
Moved away (3 years)0 · 12 months: 0
Net0

A move is a place of business closing and the same company opening one in another area within 90 days. Chains are left out.

Distance to the nearest one

Residents more than 5 km from one9,080 · 10%
More than 10 km146
Farthest parish (5,000+ residents)4.7 km · Tamdrup Sogn (Horsens)

Measured from each parish centre.

When businesses open and close

02468Opened Jan: 2Closed Jan: 2JanOpened Feb: 0Closed Feb: 0Opened Mar: 3Closed Mar: 4MarOpened Apr: 2Closed Apr: 1Opened May: 1Closed May: 2MayOpened Jun: 1Closed Jun: 0Opened Jul: 0Closed Jul: 0JulOpened Aug: 4Closed Aug: 1Opened Sep: 0Closed Sep: 1SepOpened Oct: 1Closed Oct: 1Opened Nov: 2Closed Nov: 1NovOpened Dec: 6Closed Dec: 7
OpenedClosed

Per calendar month, 2021–2025.

Jobs

01020302019202120232025Employees

Average number of employees reported in the annual reports of companies that file accounts, sole proprietorships are not included.

Map

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Each dot is a place of business at its registered address. Click a dot to see the company.

Existing businesses (30)

NameAddressSinceEmployees

Særlig finansiel virksomhed
Svanes Plads 4, 8700 Horsens 2026 –

Aktieselskab
Holmboes Alle 1A 8, 8700 Horsens 2026 –

Aktieselskab
Søndergade 18, 8700 Horsens 2026 –

Enkeltmandsvirksomhed
Smedegade 1 1, 8700 Horsens 2026 –

Enkeltmandsvirksomhed
Sønderbrogade 9 2, 8700 Horsens 2026 –

Aktieselskab
Søndergade 48, 8700 Horsens 2025 –

Aktieselskab
Løvenørnsgade 13, 8700 Horsens 2025 –

Aktieselskab
Grønlandsvej 5, 8700 Horsens 2025 –

Enkeltmandsvirksomhed
Kastanjealle 7, 8700 Horsens 2025 –

Enkeltmandsvirksomhed
Kollegievænget 30 1. 8, 8700 Horsens 2025 –

Personligt ejet Mindre Virksomhed
Hyldeblomsten 9, 8700 Horsens 2025 –

Anpartsselskab
Nørrestrandsgade 72, 8700 Horsens 2025 –

Personligt ejet Mindre Virksomhed
Hanstedvej 44, 8700 Horsens 2025 –

Personligt ejet Mindre Virksomhed
Kongensgade 19 1. th, 8700 Horsens 2024 –

Aktieselskab
Havnen 3, 8700 Horsens 2024 –

Personligt ejet Mindre Virksomhed
Spedalsø 37F st. th, 8700 Horsens 2023 –

Personligt ejet Mindre Virksomhed
Vimmelskaftet 26 2. tv, 8700 Horsens 2021 –

Anpartsselskab
Banegårdsgade 2, 8700 Horsens 2021 –

Personligt ejet Mindre Virksomhed
Søndergade 5 1, 8700 Horsens 2020 –

Anpartsselskab
Kastanjealle 7, 8700 Horsens 2018 –

Særlig finansiel virksomhed
Søndergade 48A, 8740 Brædstrup 2012 –

Særlig finansiel virksomhed
Høegh Guldbergs Gade 36E, 8700 Horsens 2010 –

Særlig finansiel virksomhed
Grønlandsvej 1A, 8700 Horsens 2009 –

Enkeltmandsvirksomhed
Horsensvej 11, 8732 Hovedgård 2000 –

Forening med begrænset ansvar
Vejlevej 25, 8700 Horsens 1994 –

Filial af udenlandsk aktieselskab, kommanditakties
Rådhustorvet 13, 8700 Horsens 1991 –

Aktieselskab
Søndergade, 8700 Horsens 1991 –

Aktieselskab
Holmboes Alle 12, 8700 Horsens 1990 –

Aktieselskab
Bredgade 26, 8740 Brædstrup 1984 –

Aktieselskab
Søndergade 42, 8700 Horsens 1979 –

Recently opened


Svanes Plads 4, 8700 Horsens
Aug 2026

Holmboes Alle 1A 8, 8700 Horsens
May 2026

Søndergade 18, 8700 Horsens
Apr 2026

Smedegade 1 1, 8700 Horsens
Mar 2026

Sønderbrogade 9 2, 8700 Horsens
Feb 2026

Søndergade 48, 8700 Horsens
Dec 2025

Løvenørnsgade 13, 8700 Horsens
Dec 2025

Grønlandsvej 5, 8700 Horsens
Dec 2025

Recently closed


Nørrestrandsgade 72, 8700 Horsens
Jun 2026
after 3 yrs

Jenny Kammersgaards Vej 25 4. th, 8700 Horsens
Jun 2026
after 1 yrs

Grønlandsvej 5, 8700 Horsens
Apr 2026
after 22 yrs

Nørrebakken 2 st. tv, 8700 Horsens
Dec 2025
after 2 yrs

Svanes Plads 4, 8700 Horsens
Dec 2025
after 0 yrs

Søndergade 48, 8700 Horsens
Dec 2025
after 46 yrs

Løvenørnsgade 13, 8700 Horsens
Dec 2025
after 5 yrs

Grønlandsvej 1B, 8700 Horsens
Dec 2025
after 18 yrs

Comparable areas

Same type of area, similar population.

AreaResidentsActivePer 10kScore
Viborg Kommune98,104343.545
Randers Kommune100,921464.656
Kolding Kommune96,140373.862
Silkeborg Kommune103,293282.767
Roskilde Kommune93,142384.164
Frederiksberg Kommune105,947514.845

Best spots inside Horsens

Ranked by opportunity score for bank & insurance.

AreaActivePer 10kScore
Tyrsted Sogn (Horsens) Parish00.076
Tamdrup Sogn (Horsens) Parish00.071
Vær Sogn (Horsens) Parish00.069
Vor Frelsers Sogn (Horsens) Parish54.159
Sønderbro Sogn (Horsens) Parish67.953
Torsted Sogn (Horsens) Parish22.049
Klostersogn Sogn (Horsens) Parish107.237

Population of Horsens

Statistics Denmark
80k85k90k95k100k2011Q4 13Q3 16Q2 192022Q4 24Residents

Who lives here

Statistics Denmark · 2026
Children 0-14 17%
Young 15-24 12%
Adults 25-44 26%
Adults 45-64 25%
Seniors 65-79 14%
80 and older 5%

The line marks the Danish average.

Average age41.1 yrs · Denmark: 42.7
Disposable income per personDKK 271k · Denmark: DKK 288k
Families with children at home28% · Denmark: 25%
Higher education (age 25–64)42% · Denmark: 47%
Jobs located here48,879
Commute in / out every day18,392 / 20,973
Jobs per working resident0.95 · Denmark: 1.00

Roughly as many jobs as working residents.

Counts are places of business (production units) registered in CVR with a main branche code in this category. Businesses are placed by their registered address; trades like electricians often work across a wider area, use the radius view. Statistics updated 01.10.2026.