Bank & insurance in Roskilde Kommune - market snapshot

There are 38 active businesses in the category “Bank & insurance” in Roskilde Kommune - 4.1 per 10,000 residents.

That is about the same as similar-sized areas (median 4.1 per 10,000). With the typical density you would expect about 38.

In the last 3 years 14 opened and 11 closed (net +3).

The population is 93,142 and has grown 4.7% over 5 years.

Some signals point to room for a new business.

Active now

38

-1 vs 12 months ago

Per 10,000 residents

4.1

similar areas: 4.1 · DK: 4.1

Opened / closed (3 yrs)

14 / 11

last 12 months: 4 / 5

Population

93,142

5-year change: +4.7%

Active businesses over time

Roskilde Kommune

Openings and closures per year

OpenedClosed

Why this score (64/100)

Room in the market50

Population growth80

Momentum64

Survival76

Financial trend67

50 = average. The score compares this area with others of the same type and size. How it's calculated

Financials

Median gross profit

DKK 565k

10 companies filed

Profitable

90%

gross profit trend +32.9%

Roskilde KommuneDenmark

Only companies (ApS/A/S) publish accounts - sole proprietorships don't. Small companies usually report gross profit, not revenue.

Deeper numbers

Survival, trouble signs, competition and people for bank & insurance in Roskilde Kommune.

Survival

Still open after 1 year80% · Denmark: 78%

Still open after 3 years68% · Denmark: 58%

Still open after 5 years46% · Denmark: 47%

Businesses that closed in the last 10 years were open for 8.1 years on average. · Denmark: 10.0

Share of businesses started in the 10 years before each mark that were still open after 1, 3 and 5 years.

Trouble signs

Closed within 2 years of opening (last 12 months)2 · 40% of all closures

Companies with negative equity10% · Denmark: 23%

Losses two years in a row10% · Denmark: 15%

Equity and losses from annual reports 2025.

Financial health

Made a loss10% · Denmark: 29%

Median equity ratio70% · Denmark: 49%

Gross profit per employeeDKK 565k · Denmark: DKK 770k

Staff costs per employeeDKK 509k · Denmark: DKK 652k

Medians of companies that filed annual reports for 2025 - 10 companies.

Competition

Run by chains (3+ places)26% · Denmark: 39%

Share of the 3 largest operators13% · 36 owners

	2 places
	2 places

New and established

Openings per 10,000 residents (12 months)0.43 · Denmark: 0.86

Average age of active businesses8.7 yrs · Denmark: 11.1

Younger than 2 years18% · Denmark: 30%

Older than 10 years24% · Denmark: 34%

A typical mix of new and established businesses.

Moving in and out

Moved here (3 years)0 · 12 months: 0

Moved away (3 years)0 · 12 months: 0

Net0

A move is a place of business closing and the same company opening one in another area within 90 days. Chains are left out.

Distance to the nearest one

Residents more than 5 km from one0 · 0%

More than 10 km0

Farthest parish (5,000+ residents)1.3 km · Himmelev Sogn (Roskilde)

Measured from each parish centre.

When businesses open and close

OpenedClosed

Per calendar month, 2021–2025.

Jobs

Average number of employees reported in the annual reports of companies that file accounts, sole proprietorships are not included.

Map

Loading map…

Each dot is a place of business at its registered address. Click a dot to see the company.

Existing businesses (38)

Name	Address	Since	Employees
Aktieselskab	Ny Østergade 7 1, 4000 Roskilde	2026	–
Enkeltmandsvirksomhed	Lillevangsvej 15A st. 5, 4000 Roskilde	2026	–
Aktieselskab	Algade 14, 4000 Roskilde	2025	–
Enkeltmandsvirksomhed	Æblehaven 94 2. tv, 4000 Roskilde	2025	–
Anpartsselskab	Ledreborg Alle 130I, 4000 Roskilde	2025	–
Aktieselskab	Industrivej 20 1, 4000 Roskilde	2025	–
Personligt ejet Mindre Virksomhed	Hvedstrupvej 14, 4000 Roskilde	2025	–
Enkeltmandsvirksomhed	Frederiksborgvej 445, 4000 Roskilde	2024	–
Personligt ejet Mindre Virksomhed	Fælledvej 9 st. tv, 4000 Roskilde	2024	–
Personligt ejet Mindre Virksomhed	Toftebuen 104, 4000 Roskilde	2024	–
Forening med begrænset ansvar	Elisagårdsvej 14, 4000 Roskilde	2023	–
Enkeltmandsvirksomhed	Sandhøjen 3, 4000 Roskilde	2023	–
Enkeltmandsvirksomhed	Kirsebærhaven 8, 4000 Roskilde	2023	–
Enkeltmandsvirksomhed	Rørmosen 45 1. tv, 4000 Roskilde	2022	–
Personligt ejet Mindre Virksomhed	Ved Ringen 11 st. mf, 4000 Roskilde	2022	–
Anpartsselskab	Ledreborg Alle 130I, 4000 Roskilde	2022	–
Særlig finansiel virksomhed	Københavnsvej 65, 4000 Roskilde	2022	–
Personligt ejet Mindre Virksomhed	Vestervænget 24 2. th, 4000 Roskilde	2022	–
Enkeltmandsvirksomhed	Dommervænget 10A 1. tv, 4000 Roskilde	2022	–
Anpartsselskab	Kildehusvej 35, 4000 Roskilde	2020	–
Anpartsselskab	Fingerbølvej 5, 4000 Roskilde	2020	–
Interessentskab	Marsvej 15, 4040 Jyllinge	2020	–
Anpartsselskab	Marsvej 15, 4040 Jyllinge	2020	–
Interessentskab	Margrete Bredsdorffs Vej 26, 4000 Roskilde	2019	–
Anpartsselskab	Margrete Bredsdorffs Vej 26, 4000 Roskilde	2019	–
Anpartsselskab	Havnevej 1, 4000 Roskilde	2018	–
Kommanditselskab	Mosevænget 4, 4000 Roskilde	2018	–
Anpartsselskab	Kildevej 8, 4130 Viby Sjælland	2017	–
Enkeltmandsvirksomhed	Møllehusvej 23 st. 2, 4000 Roskilde	2016	–
Anpartsselskab	Betonvej 10, 4000 Roskilde	2016	–
Aktieselskab	Københavnsvej 77, 4000 Roskilde	2015	–
Særlig finansiel virksomhed	Algade 18, 4000 Roskilde	2015	–
Aktieselskab	Københavnsvej 9, 4000 Roskilde	2008	–
Anpartsselskab	Betonvej 10, 4000 Roskilde	2002	–
Aktieselskab	Gammel Landevej 1A, 4000 Roskilde	1997	–
Enkeltmandsvirksomhed	Lufthavnsvej 46, 4000 Roskilde	1995	–
Filial af udenlandsk aktieselskab, kommanditakties	Algade 16, 4000 Roskilde	1991	–
Aktieselskab	Stændertorvet 5, 4000 Roskilde	1990	–

Recently opened

Ny Østergade 7 1, 4000 Roskilde	Aug 2026
Lillevangsvej 15A st. 5, 4000 Roskilde	Jan 2026
Algade 14, 4000 Roskilde	Dec 2025
Æblehaven 94 2. tv, 4000 Roskilde	Dec 2025
Rørmosen 7 1. tv, 4000 Roskilde	Oct 2025
Ledreborg Alle 130I, 4000 Roskilde	Sep 2025
Industrivej 20 1, 4000 Roskilde	May 2025
Ved Ringen 3 5. mf, 4000 Roskilde	Mar 2025

Recently closed

Københavnsvej 65, 4000 Roskilde	Apr 2026 after 15 yrs
Ved Ringen 3 5. mf, 4000 Roskilde	Mar 2026 after 1 yrs
Algade 14, 4000 Roskilde	Dec 2025 after 46 yrs
Rampelyset 8E 4. 410, 4000 Roskilde	Nov 2025 after 1 yrs
Jyllingecentret 23, 4040 Jyllinge	Oct 2025 after 13 yrs
Rørmosen 7 1. tv, 4000 Roskilde	Oct 2025 after 0 yrs
Algade 24, 4000 Roskilde	May 2025 after 43 yrs
Industrivej 20 1, 4000 Roskilde	Mar 2025 after 2 yrs

Comparable areas

Same type of area, similar population.

Area	Residents	Active	Per 10k	Score
Herning Kommune	90,910	45	5.0	33
Kolding Kommune	96,140	37	3.8	62
Viborg Kommune	98,104	34	3.5	45
Horsens Kommune	98,999	30	3.0	66
Randers Kommune	100,921	46	4.6	56
Næstved Kommune	85,276	25	2.9	53

Best spots inside Roskilde

Ranked by opportunity score for bank & insurance.

Area	Active	Per 10k	Score
Syv Sogn (Roskilde) Parish	1	2.1	70
Himmelev Sogn (Roskilde) Parish	3	2.1	70
Sankt Jørgensbjerg Sogn (Roskilde) Parish	5	4.7	63
Jyllinge Sogn (Roskilde) Parish	2	1.8	58
4040 Jyllinge Postcode	2	1.8	56
Roskilde Søndre Sogn (Roskilde) Parish	4	3.9	55
Roskilde Domsogn Sogn (Roskilde) Parish	17	8.5	31

Population of Roskilde

Statistics Denmark

Who lives here

Statistics Denmark · 2026

Children 0-14 16%

Young 15-24 13%

Adults 25-44 23%

Adults 45-64 28%

Seniors 65-79 14%

80 and older 6%

The line marks the Danish average.

Average age42.3 yrs · Denmark: 42.7

Disposable income per personDKK 324k · Denmark: DKK 288k

Families with children at home28% · Denmark: 25%

Higher education (age 25–64)53% · Denmark: 47%

Jobs located here46,816

Commute in / out every day27,471 / 29,815

Jobs per working resident0.95 · Denmark: 1.00

Roughly as many jobs as working residents.

Counts are places of business (production units) registered in CVR with a main branche code in this category. Businesses are placed by their registered address; trades like electricians often work across a wider area, use the radius view. Statistics updated 01.10.2026.