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Market snapshot

Bank & insurance in Esbjerg Kommune

49Balanced High confidence Municipality · 114,824 residents
Municipality only Within 3 km Within 10 km Within 25 km Within 20 km

There are 54 active businesses in the category “Bank & insurance” in Esbjerg Kommune - 4.7 per 10,000 residents.

That is about the same as similar-sized areas (median 4.1 per 10,000). With the typical density you would expect about 47.

In the last 3 years 19 opened and 18 closed (net +1).

The population is 114,824 and has shrunk 0.6% over 5 years.

Supply roughly matches similar areas.

Active now
54
+1 vs 12 months ago
Per 10,000 residents
4.7
similar areas: 4.1 · DK: 4.1
Opened / closed (3 yrs)
19 / 18
last 12 months: 9 / 8
Population
114,824
5-year change: -0.6%

Active businesses over time

Esbjerg Kommune
02040602014Q2 16Q3 18Q4 202023Q2 25Bank & insurance

Openings and closures per year

051015Opened 2017: 5Closed 2017: 32017Opened 2018: 6Closed 2018: 42018Opened 2019: 5Closed 2019: 42019Opened 2020: 6Closed 2020: 62020Opened 2021: 2Closed 2021: 52021Opened 2022: 4Closed 2022: 32022Opened 2023: 5Closed 2023: 92023Opened 2024: 2Closed 2024: 32024Opened 2025: 15Closed 2025: 92025Opened 2026: 2Closed 2026: 12026
OpenedClosed

Why this score (49/100)

Room in the market42
Population growth27
Momentum58
Survival64
Financial trend73

50 = average. The score compares this area with others of the same type and size. How it's calculated

Financials

Median gross profit
DKK 11.7m
9 companies filed
Profitable
78%
gross profit trend +39.3%
05.0m10m15m20172019202120232025Esbjerg KommuneDenmark
Esbjerg KommuneDenmark

Only companies (ApS/A/S) publish accounts - sole proprietorships don't. Small companies usually report gross profit, not revenue.

Deeper numbers

Survival, trouble signs, competition and people for bank & insurance in Esbjerg Kommune.

Survival

Still open after 1 year78% · Denmark: 78%
Still open after 3 years52% · Denmark: 58%
Still open after 5 years45% · Denmark: 47%

Businesses that closed in the last 10 years were open for 8.5 years on average. · Denmark: 10.0

Share of businesses started in the 10 years before each mark that were still open after 1, 3 and 5 years.

Trouble signs

Closed within 2 years of opening (last 12 months)2 · 25% of all closures
Companies with negative equity0% · Denmark: 23%
Losses two years in a row13% · Denmark: 15%

Equity and losses from annual reports 2025.

Financial health

Made a loss22% · Denmark: 29%
Median equity ratio51% · Denmark: 49%
Gross profit per employeeDKK 868k · Denmark: DKK 770k
Staff costs per employeeDKK 745k · Denmark: DKK 652k

Medians of companies that filed annual reports for 2025 - 9 companies.

Competition

Run by chains (3+ places)50% · Denmark: 39%
Share of the 3 largest operators20% · 43 owners
6 places
3 places
2 places
2 places
2 places

New and established

Openings per 10,000 residents (12 months)0.78 · Denmark: 0.86
Average age of active businesses14.0 yrs · Denmark: 11.1
Younger than 2 years28% · Denmark: 30%
Older than 10 years52% · Denmark: 34%

An established market: many businesses have been here for years.

Moving in and out

Moved here (3 years)0 · 12 months: 0
Moved away (3 years)0 · 12 months: 0
Net0

A move is a place of business closing and the same company opening one in another area within 90 days. Chains are left out.

Distance to the nearest one

Residents more than 5 km from one11,754 · 11%
More than 10 km441
Farthest parish (5,000+ residents)1.3 km · Guldager Sogn (Esbjerg)

Measured from each parish centre.

When businesses open and close

0510Opened Jan: 2Closed Jan: 2JanOpened Feb: 3Closed Feb: 0Opened Mar: 3Closed Mar: 4MarOpened Apr: 0Closed Apr: 1Opened May: 5Closed May: 1MayOpened Jun: 2Closed Jun: 1Opened Jul: 0Closed Jul: 0JulOpened Aug: 1Closed Aug: 2Opened Sep: 3Closed Sep: 1SepOpened Oct: 2Closed Oct: 2Opened Nov: 4Closed Nov: 5NovOpened Dec: 3Closed Dec: 10
OpenedClosed

Per calendar month, 2021–2025.

Jobs

010020030020172019202120232025Employees

Average number of employees reported in the annual reports of companies that file accounts, sole proprietorships are not included.

Map

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Each dot is a place of business at its registered address. Click a dot to see the company.

Existing businesses (54)

NameAddressSinceEmployees

Enkeltmandsvirksomhed		 Skolegade 45A 2. 5, 6700 Esbjerg 2026 –

Personligt ejet Mindre Virksomhed		 Jyllandsgade 16A 2, 6700 Esbjerg 2026 –

Aktieselskab		 Torvegade 8, 6700 Esbjerg 2025 –

Aktieselskab		 Kongensgade 13, 6700 Esbjerg 2025 –

Aktieselskab		 Esbjerg Brygge 28, 6700 Esbjerg 2025 –

Enkeltmandsvirksomhed		 Norgesgade 11 st. tv, 6700 Esbjerg 2025 –

Enkeltmandsvirksomhed		 Ådalsvænget 6 st. mf, 6710 Esbjerg V 2025 –

Personligt ejet Mindre Virksomhed		 Østergade 4A 4. 25, 6700 Esbjerg 2025 –

Enkeltmandsvirksomhed		 Skippervænget 42, 6710 Esbjerg V 2025 –

Enkeltmandsvirksomhed		 Kronprinsensgade 86 2. tv, 6700 Esbjerg 2025 –

Enkeltmandsvirksomhed		 Nørregårdsparken 123, 6705 Esbjerg Ø 2025 –

Kommanditselskab		 John Tranums Vej 23 2, 6705 Esbjerg Ø 2025 –

Enkeltmandsvirksomhed		 Englandsgade 25 st. th, 6700 Esbjerg 2025 –

Personligt ejet Mindre Virksomhed		 Stormgade 19 1. th, 6700 Esbjerg 2025 –

Anpartsselskab		 Dokken 10 3, 6700 Esbjerg 2025 –

Personligt ejet Mindre Virksomhed		 Morbærlunden 76, 6705 Esbjerg Ø 2024 –

Enkeltmandsvirksomhed		 Amigovej 9, 6710 Esbjerg V 2023 –

Anpartsselskab		 Dokken 16B, 6700 Esbjerg 2023 –

Enkeltmandsvirksomhed		 Amagervej 14 5. 5, 6705 Esbjerg Ø 2022 –

Personligt ejet Mindre Virksomhed		 Matrosvænget 41, 6710 Esbjerg V 2022 –

Enkeltmandsvirksomhed		 Thulevej 250, 6715 Esbjerg N 2022 –

Enkeltmandsvirksomhed		 Lambertsdamvej 7, 6740 Bramming 2020 –

Aktieselskab		 Kongensgade 62, 6700 Esbjerg 2020 –

Anpartsselskab		 Carit Etlars Alle 9A, 6700 Esbjerg 2019 –

Enkeltmandsvirksomhed		 Ravnevej 7, 6705 Esbjerg Ø 2019 –

Aktieselskab		 Strandbygade 16 st, 6700 Esbjerg 2019 –

Særlig finansiel virksomhed		 Esbjerg Brygge 28, 6700 Esbjerg 2016 –

Anpartsselskab		 Borgervænget 5, 6710 Esbjerg V 2016 –

Anpartsselskab		 Kløvermarken 12, 6690 Gørding 2016 –

Enkeltmandsvirksomhed		 Kløvermarken 12, 6690 Gørding 2014 –

Særlig finansiel virksomhed		 Dokken 10, 6700 Esbjerg 2013 –

Aktieselskab		 Dokken 10, 6700 Esbjerg 2012 –

Aktieselskab		 John Tranums Vej 23, 6705 Esbjerg Ø 2012 –

Aktieselskab		 Bavnehøjvej 5, 6700 Esbjerg 2011 –

Aktieselskab		 Seminarievej 8, 6760 Ribe 2011 –

Enkeltmandsvirksomhed		 Danmarksgade 28 st. th, 6700 Esbjerg 2010 –

Enkeltmandsvirksomhed		 Tarp Byvej 56, 6715 Esbjerg N 2008 –

Interessentskab		 Nygårdsvej 67, 6700 Esbjerg 2007 –

Anpartsselskab		 Stærevej 7, 6705 Esbjerg Ø 2006 –

Aktieselskab		 Strandbygade 2, 6700 Esbjerg 2005 –

Aktieselskab		 J. Lauritzens Plads 1, 6760 Ribe 2003 –

Aktieselskab		 Storegade 20, 6740 Bramming 2001 –

Særlig finansiel virksomhed		 Gl Vardevej 241, 6715 Esbjerg N 2000 –

Aktieselskab		 Kongensgade 58, 6700 Esbjerg 1994 –

Aktieselskab		 Storegade 30, 6740 Bramming 1994 –

Aktieselskab		 Kongensgade 62, 6700 Esbjerg 1994 –

Aktieselskab		 Gl Vardevej 183, 6715 Esbjerg N 1994 –

Aktieselskab		 Saltgade 6, 6760 Ribe 1994 –

Aktieselskab		 Strandbygade 21, 6700 Esbjerg 1993 –

Særlig finansiel virksomhed		 Saltgade 24, 6760 Ribe 1992 –

Filial af udenlandsk aktieselskab, kommanditakties		 Kongensgade 44, 6700 Esbjerg 1991 –

Aktieselskab		 Seminarievej 4, 6760 Ribe 1984 –

Aktieselskab		 Torvet 21, 6700 Esbjerg 1982 –

Forening med begrænset ansvar		 Gl Vardevej 15, 6700 Esbjerg 1981 –

Recently opened


Skolegade 45A 2. 5, 6700 Esbjerg		Jun 2026

Jyllandsgade 16A 2, 6700 Esbjerg		May 2026

Torvegade 8, 6700 Esbjerg		Dec 2025

Kongensgade 13, 6700 Esbjerg		Dec 2025

Esbjerg Brygge 28, 6700 Esbjerg		Dec 2025

Norgesgade 11 st. tv, 6700 Esbjerg		Nov 2025

Ådalsvænget 6 st. mf, 6710 Esbjerg V		Nov 2025

Østergade 4A 4. 25, 6700 Esbjerg		Oct 2025

Recently closed


Esbjerg Brygge 28, 6700 Esbjerg		Apr 2026
after 18 yrs

Lindelunden 29, 6705 Esbjerg Ø		Dec 2025
after 1 yrs

John Tranums Vej 23 2, 6705 Esbjerg Ø		Dec 2025
after 6 yrs

Borgergade 38, 6700 Esbjerg		Dec 2025
after 3 yrs

Kongensgade 13, 6700 Esbjerg		Dec 2025
after 46 yrs

Torvegade 8, 6700 Esbjerg		Dec 2025
after 5 yrs

Kongensgade 70, 6700 Esbjerg		Dec 2025
after 31 yrs

Cederkrattet 12 1. 1, 6705 Esbjerg Ø		Nov 2025
after 0 yrs

Comparable areas

Same type of area, similar population.

AreaResidentsActivePer 10kScore
Frederiksberg Kommune105,947514.845
Vejle Kommune123,947413.357
Silkeborg Kommune103,293282.767
Randers Kommune100,921464.656
Horsens Kommune98,999303.066
Viborg Kommune98,104343.545

Best spots inside Esbjerg

Ranked by opportunity score for bank & insurance.

AreaActivePer 10kScore
Sædden Sogn (Esbjerg) Parish22.075
Guldager Sogn (Esbjerg) Parish00.073
6710 Esbjerg V Postcode52.170
Grundtvigs Sogn (Esbjerg) Parish11.269
Treenigheds Sogn (Esbjerg) Parish00.068
Gjesing Sogn (Esbjerg) Parish33.661
6715 Esbjerg N Postcode43.458
Hjerting Sogn (Esbjerg) Parish34.051

Population of Esbjerg

Statistics Denmark
110k112k114k116k118k2011Q4 13Q3 16Q2 192022Q4 24Residents

Who lives here

Statistics Denmark · 2026
Children 0-14 15%
Young 15-24 12%
Adults 25-44 24%
Adults 45-64 26%
Seniors 65-79 17%
80 and older 7%

The line marks the Danish average.

Average age43.3 yrs · Denmark: 42.7
Disposable income per personDKK 275k · Denmark: DKK 288k
Families with children at home24% · Denmark: 25%
Higher education (age 25–64)40% · Denmark: 47%
Jobs located here63,602
Commute in / out every day16,373 / 12,362
Jobs per working resident1.07 · Denmark: 1.00

Roughly as many jobs as working residents.

Counts are places of business (production units) registered in CVR with a main branche code in this category. Businesses are placed by their registered address; trades like electricians often work across a wider area, use the radius view. Statistics updated 01.10.2026.