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Bank & insurance

Bank og forsikring

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Active in Denmark
2,460
4.1 per 10,000 residents
3-year change
+5.6%
12 months: +2.5%
Opened / closed (12 mo.)
518 / 457
Median gross profit
DKK 915k
71% profitable

Deeper numbers

Survival, trouble signs, competition and people for bank & insurance in Hele Danmark.

Survival

Still open after 1 year78%
Still open after 3 years58%
Still open after 5 years47%

Businesses that closed in the last 10 years were open for 10.0 years on average.

Share of businesses started in the 10 years before each mark that were still open after 1, 3 and 5 years.

Trouble signs

Closed within 2 years of opening (last 12 months)132 · 29% of all closures
Companies with negative equity23%
Losses two years in a row15%

Equity and losses from annual reports 2025.

Financial health

Made a loss29%
Median equity ratio49%
Gross profit per employeeDKK 770k
Staff costs per employeeDKK 652k

Medians of companies that filed annual reports for 2025 - 339 companies.

Competition

Run by chains (3+ places)39%
Share of the 3 largest operators13% · 1,523 owners
158 places
87 places
85 places
84 places
83 places

New and established

Openings per 10,000 residents (12 months)0.86
Average age of active businesses11.1 yrs
Younger than 2 years30%
Older than 10 years34%

Distance to the nearest one

Residents more than 5 km from one750,226 · 13%
More than 10 km130,968
Farthest parish (5,000+ residents)10.6 km · Vamdrup Sogn (Kolding)

Measured from each parish centre.

When businesses open and close

0100200300400Opened Jan: 197Closed Jan: 106JanOpened Feb: 113Closed Feb: 66Opened Mar: 194Closed Mar: 163MarOpened Apr: 126Closed Apr: 86Opened May: 139Closed May: 62MayOpened Jun: 108Closed Jun: 64Opened Jul: 86Closed Jul: 46JulOpened Aug: 164Closed Aug: 105Opened Sep: 132Closed Sep: 88SepOpened Oct: 147Closed Oct: 137Opened Nov: 146Closed Nov: 151NovOpened Dec: 208Closed Dec: 313
OpenedClosed

Per calendar month, 2021–2025.

Jobs

02,0004,0006,00020172019202120232025Employees

Average number of employees reported in the annual reports of companies that file accounts, sole proprietorships are not included.

Farthest from the nearest bank & insurance

Postcodes with at least 10,000 residents, measured from the postcode centre (the average of its addresses) – possible gaps in the local offer.

PostcodeResidentsDistance
5450 Otterup10,79710.6 km
9560 Hadsund10,3166.6 km
9310 Vodskov10,7955.3 km
7700 Thisted25,2284.1 km
6430 Nordborg11,3214.1 km
6630 Rødding10,0043.5 km
2765 Smørum12,5542.7 km
6950 Ringkøbing13,9852.6 km
7900 Nykøbing M13,0282.3 km
5220 Odense SØ18,5612.3 km

Active in Denmark over time

1,5002,0002,5002011Q4 13Q3 16Q2 192022Q4 24Bank & insurance

Openings and closures per year

0200400600Opened 2015: 193Closed 2015: 2252015Opened 2016: 229Closed 2016: 252Opened 2017: 162Closed 2017: 1482017Opened 2018: 169Closed 2018: 146Opened 2019: 213Closed 2019: 1212019Opened 2020: 246Closed 2020: 160Opened 2021: 357Closed 2021: 2602021Opened 2022: 288Closed 2022: 206Opened 2023: 339Closed 2023: 3092023Opened 2024: 285Closed 2024: 204Opened 2025: 491Closed 2025: 4082025Opened 2026: 325Closed 2026: 243
OpenedClosed

Financials of companies filing accounts

0500k1.0m1.5m20172019202120232025Median gross profitMedian result
Median gross profitMedian result

Based on annual reports from Erhvervsstyrelsen. Sole proprietorships don't publish accounts.

By year

YearFilersMedian gross profitMiddle 50%Profitable
2025339DKK 915k DKK 93k – DKK 6.9m71%
2024320DKK 884k DKK 58k – DKK 5.5m68%
2023317DKK 1.0m DKK 77k – DKK 4.8m65%
2022316DKK 957k DKK 105k – DKK 4.9m71%
2021315DKK 778k DKK 109k – DKK 4.8m69%
2020306DKK 781k DKK 109k – DKK 3.8m73%
2019298DKK 793k DKK 43k – DKK 3.4m64%
2018283DKK 694k DKK 97k – DKK 3.4m64%
2017183DKK 842k DKK 84k – DKK 4.3m64%

By region

RegionActivePer 10k3-yr change
Region Hovedstaden9354.8+8%
Region Midtjylland5994.3+12%
Region Nordjylland2404.0+4%
Region Sjælland2452.9-3%
Region Syddanmark4253.4-1%

What's included

Businesses whose main Danish branche code (DB07/DB25) starts with:

6419…Banker, sparekasser og andelskasser
6622…Forsikringsagenters og forsikringsmægleres virksomhed

Also found by searching: bank, pengeinstitut, sparekasse, insurance, forsikring, forsikringsmægler, andelskasse